About Keystone
Insurance built on one simple idea:
keep the promise
Keystone Assurance was founded on the belief that insurance should be clear, fairly priced, and there when you need it most. We protect more than 400,000 families and businesses — and we measure ourselves by one number: how fast we pay a fair claim.
Keystone by the numbers
What we protect
From your first apartment to your growing business, Keystone has a policy that fits the life you're actually living.
Your home
Homeowners, renters, and condo coverage that protects your biggest investment and everything inside it.
Your vehicles
Auto coverage with safe-driver discounts, accident forgiveness, and roadside assistance built in.
Your family
Term and whole life policies that give the people you love financial certainty for the future.
Your business
General liability, commercial property, and BOP packages sized for small and mid-market businesses.
Your liability
Umbrella coverage that adds $1M to $5M of protection on top of your home and auto policies.
Your peace of mind
A licensed agent who reviews your coverage every year so you are never over- or under-insured.
What we stand for
These aren't slogans on a wall — they're how every Keystone decision gets made.
- 1
Keep the promise
A policy is a promise. When you have a covered loss, we pay it fairly and fast — 92% of approved claims are paid within 48 hours.
- 2
Be straight with people
Clear coverage, plain-language policies, and pricing you can understand. No fine-print surprises at claim time.
- 3
Stay local
Every customer gets a licensed local agent who knows their name, their area, and their coverage — not a rotating call center.
We're here
Talk to Keystone
See real pricing in minutes with no obligation. Bundle home and auto to save up to 22%.
Something happen? Call (800) 555-0142 any time and a dedicated adjuster is assigned the same day.