Protection that
keeps its promise
Keystone Assurance protects the things you've worked hard for — your home, your car, your family, and your business — with straightforward coverage, fair pricing, and claims handled by real people who pick up the phone.
Coverage
One company for everything you need to protect
Bundle your policies with Keystone and save — most families save up to 22% when they combine home and auto.
Home insurance
Homeowners, renters, and condo coverage for fire, theft, storm damage, and liability — with guaranteed replacement cost options.
Auto insurance
Liability, collision, comprehensive, and roadside assistance. Safe-driver discounts and accident forgiveness available.
Life insurance
Term and whole life policies that give your family certainty — coverage from $50,000 to $2 million, no medical exam on many plans.
Business insurance
General liability, commercial property, workers comp, and BOP packages sized for small and mid-market businesses.
Umbrella coverage
Extra liability protection that sits on top of your home and auto policies — from $1M to $5M.
Bundle & save
Combine any two policies and unlock multi-policy discounts plus a single, simple renewal date.
Find an agent
A licensed agent in your corner
Talk to someone who knows your name
Enter your ZIP code on the quote page and we'll match you with a licensed Keystone agent near you.Local, licensed, on your side
Keystone agents are independent professionals who know your area, your risks, and your coverage options — not a call-center script.
Annual coverage reviews
Your agent reviews your policies every year to make sure you are not over- or under-insured as life changes.
One point of contact for claims
When something happens, you call the same person who set up your coverage. No transfers, no runaround.
Filing a claim with Keystone
Report it
File online, in the Keystone app, or by calling our 24/7 claims line at (800) 555-0142. Most claims are opened in under five minutes.
Meet your adjuster
A dedicated claims adjuster is assigned the same day and walks you through exactly what happens next.
Get it assessed
Submit photos through the app or schedule an in-person inspection — whatever is faster for you.
Get paid
Approved claims are paid by direct deposit, often within 48 hours of assessment. We keep our promise.
Frequently asked questions
How fast can I get a quote?
Most online quotes take under three minutes. Enter a little about what you want to insure and you will see real pricing right away — no obligation, no spam.
Can I bundle home and auto?
Yes — bundling is where most customers save the most. Combine any two policies for a multi-policy discount and a single renewal date. The average bundling household saves up to 22%.
What states is Keystone available in?
Keystone Assurance is licensed across 38 states. Enter your ZIP code on the quote page and we will confirm availability and connect you with a local agent.
How do I file a claim?
File online, in the Keystone app, or by calling our 24/7 claims line at (800) 555-0142. A dedicated adjuster is assigned the same day, and approved claims are often paid within 48 hours.
Ready to protect what matters?
Get a free quote in minutes, or call (800) 555-0142 to talk with a licensed Keystone agent.